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REO Broker for Banks, Servicers & Asset Managers on Florida's Emerald Coast

Ash Caswell & Company provides REO listing services, broker price opinions, and bank-owned asset management support from Destin to Scenic 30A. As a Florida real estate broker, Realtor, and broker/owner, Ash personally handles each assignment, so asset managers deal directly with the decision-maker, not a middleman.

Why Asset Managers Work with Ash Caswell & Company

Ash is a 6th-generation Emerald Coast native with 17 years of real estate experience across Okaloosa, Walton, and Bay counties. He knows the condo associations, HOA rules, flood zones, and buyer pools that drive value here, from Gulf-front condos and vacation rentals to inland single-family homes, which helps price bank-owned assets accurately and sell them quickly.

REO and BPO Services

Occupancy checks and initial inspections, broker price opinions, property preservation coordination, cash-for-keys coordination when approved, marketing on the MLS and major portals, offer management, and clear status reporting through closing.

Homeowners facing foreclosure and buyers looking for bank-owned homes can visit our foreclosures page.

REO Broker FAQs

Who is a good REO broker in Okaloosa and Walton County, Florida?

Banks, servicers, and asset managers need a local broker who knows the market street by street, responds quickly, and handles each asset from occupancy check to closing. Ash Caswell is a Florida real estate broker and Realtor with 17 years of experience, broker/owner of Ash Caswell & Company since 2013, and a 6th-generation Emerald Coast native. Call or text Ash at 850.419.5934.

What areas does Ash Caswell & Company cover for REO and BPO assignments?

Destin, Fort Walton Beach, Okaloosa Island, Niceville, Miramar Beach, Sandestin, Santa Rosa Beach, Scenic 30A, Inlet Beach, Freeport, and Panama City Beach, covering Okaloosa, Walton, and Bay counties.

What REO listing services do you provide to banks and asset managers?

Initial property inspections and occupancy checks, broker price opinions, coordination of rekeys, trash-outs, and property preservation vendors, cash-for-keys coordination when approved, professional photos and MLS marketing, offer management with highest-and-best handling, and regular status reports through closing.

Do you complete BPOs and broker opinions of value?

Yes. Ash completes broker price opinions for lenders, servicers, and asset managers using recent local sales and active competition, with exterior and interior inspections as requested.

How do banks and asset managers reach you for new assignments?

Ash personally handles every assignment as broker/owner. Call or text 850.419.5934 or email ashcaswellrealtor@gmail.com. Office: 340 Sailfish Circle, Destin, FL 32541.

Latest Foreclosures & Bank-Owned Listings

53 Sand Dunes Rd, Santa Rosa Beach
$6,695,000
8 Beds ⋅ 10 Baths ⋅ 1013518 MLS
Gulf Serenity | Newer-Construction 8-Bedroom Luxury Home with Rooftop Terrace & Gulf Views on 30A Fourth-floor rooftop terrace with stunning Gulf views and just a three-minute walk to the beach. Welcome to Gulf Serenity, an exceptional newer-construction luxury home in the highly sought-after Blue Mountain Beach community of 30A. This thoughtfully designed residence showcases top-of-the-line finishes throughout and delivers the perfect blend of modern coastal elegance and generous scale. It offers eight bedrooms plus an additional bunk room--each with its own en-suite bathroom--along with a private pool and hot tub, expansive outdoor living and entertaining spaces, and every amenity for elevated coastal living. Enter through one of three sets of elegant French doors into a bright secondary living room that flows seamlessly into a dedicated game room featuring a ping-pong table, shuffleboard, and ample seating. A laundry room and a bunk room with two sets of Twin XL-over-Twin XL bunks, plus an adjacent full bathroom with dual vanities and a glass shower, complete the first level. Step outside to the private backyard oasis, complete with a large oversized pool, a shaded hot tub, additional loungers, a cozy seating area, a large outdoor dining table for twelve, and a built-in outdoor kitchen--creating one of several generous porches and outdoor entertaining areas ideal for gathering. The second floor offers six additional bedrooms and a second laundry room with two washer/ dryer sets. The luxurious primary suite includes a king bed, walk-in closet, balcony access, and an en-suite bathroom with dual vanities, a glass shower, and a separate soaking tub. Additional king bedrooms--most with balcony access--and a second bunk room with Twin XL-over-Twin XL bunks and a private full bath continue the high standard of finishes. The third floor serves as the heart of the home, highlighted by a chef's kitchen with high-end stainless steel appliances, a formal dining area, and a spacious living room with an oversized sofa. Two sets of French doors open to a balcony with outdoor dining, further expanding the home's abundant outdoor living and entertaining spaces. A second primary suite with a king bed, dual balcony access, dual vanities, a large glass shower, and a soaking tub is also located on this level, along with a convenient half bath. Ascend to the fourth floor, where a landing with a sitting area opens onto the crowning feature of the home: a rooftop terrace offering spectacular Gulf views--the ultimate outdoor living space for sunset entertaining or quiet coastal moments. Ideally situated in Blue Mountain Beach, the home is a short stroll from public beach accesses with parking and restrooms, as well as nearby dining, shopping at Gulf Place, and local favorites. With strong rental potential exceeding $400,000 annually, Gulf Serenity combines modern luxury, generous scale, and an unbeatable 30A location--ready for its next owner to enjoy as a primary residence, second home, or high-performing coastal investment.

53 Sand Dunes Rd, Santa Rosa Beach

75 Old Barn Way, Santa Rosa Beach
$394,900
3 Beds ⋅ 3 Baths ⋅ 1013507 MLS
$15,000 FLEX MONEY + WASHER, DRYER & BLINDS INCLUDED! Welcome to Sawgrass Reserve, where coastal living meets modern comfort and unbeatable convenience. This beautifully designed end-unit townhome features 3 bedrooms and 2.5 baths, stylish finishes, and thoughtfully designed living spaces, along with access to a community pool perfect for relaxing and socializing. Ideally located just a 5-minute drive to the beach, or an easy golf cart ride or walk to local favorites like North Beach Social, Farm & Fire, and The Bay. JD Miller Dog Park is also right down the street. Inside, you'll find beautiful modern finishes, including quartz countertops, a farmhouse sink, LVP flooring, and white shaker soft-close cabinets, just to name a few. Impact windows and doors provide added energy efficiency and a quieter living environment. For those needing a longer timeframe, select finishes may be available to customize your townhome. Come experience all that Sawgrass Reserve has to offer! **Prices, plans, features, and options are subject to change without notice. Additional restrictions may apply. Sq. footages are approximate. Home information including features and available options are subject to change without notice. Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**

75 Old Barn Way, Santa Rosa Beach

55 Old Barn Way, Santa Rosa Beach
$374,900
3 Beds ⋅ 3 Baths ⋅ 1013506 MLS
$15,000 FLEX MONEY + WASHER, DRYER & BLINDS INCLUDED! Welcome to Sawgrass Reserve, a charming townhome community featuring beautifully designed residences and a community pool perfect for relaxing and socializing. These modern townhomes showcase stylish exteriors and thoughtfully designed interior finishes, offering 3 bedrooms and 2.5 baths with comfortable, functional living spaces. Ideally located just a 5-minute drive to the beach or an easy golf cart ride or walk to local favorites like North Beach Social, Farm & Fire, and The Bay restaurants. JD Miller dog park is also right down the street. As you enter, you will notice beautiful modern finishes such as quartz countertops, a farm house sink in the kitchen, LVP flooring and white shaker soft close cabinets just to name a few. These units also come with impact windows and doors making these units energy efficient and quiet. For those needing a longer timeframe, we have finishes that you can choose from to customize your unit. Come experience coastal living at its best at Sawgrass Reserve, where modern comfort meets unbeatable convenience. **Prices, plans, features, and options are subject to change without notice. Additional restrictions may apply. Sq. footages are approximate. Home information including features and available options are subject to change without notice. Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**

55 Old Barn Way, Santa Rosa Beach

51 Old Barn Way, Santa Rosa Beach
$374,900
3 Beds ⋅ 3 Baths ⋅ 1013505 MLS
$15,000 FLEX MONEY + WASHER, DRYER & BLINDS INCLUDED! Welcome to Sawgrass Reserve, a charming townhome community featuring beautifully designed residences and a community pool perfect for relaxing and socializing. These modern townhomes showcase stylish exteriors and thoughtfully designed interior finishes, offering 3 bedrooms and 2.5 baths with comfortable, functional living spaces. Ideally located just a 5-minute drive to the beach or an easy golf cart ride or walk to local favorites like North Beach Social, Farm & Fire, and The Bay restaurants. JD Miller dog park is also right down the street. As you enter, you will notice beautiful modern finishes such as quartz countertops, a farm house sink in the kitchen, LVP flooring and white shaker soft close cabinets just to name a few. These units also come with impact windows and doors making these units energy efficient and quiet. For those needing a longer timeframe, we have finishes that you can choose from to customize your unit. Come experience coastal living at its best at Sawgrass Reserve, where modern comfort meets unbeatable convenience. **Prices, plans, features, and options are subject to change without notice. Additional restrictions may apply. Sq. footages are approximate. Home information including features and available options are subject to change without notice. Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**

51 Old Barn Way, Santa Rosa Beach

249 Golf Villa Dr, Santa Rosa Beach
$675,000
3 Beds ⋅ 2 Baths ⋅ 1013484 MLS
Turnkey and completely finished, this coastal bungalow pairs cottage charm with an airy, well-designed layout in the highly sought-after West 30A area. Situated just a 1/2 mile from Dune Allen Beach Access--with bikes included for an easy ride to the gulf--the home welcomes you on a corner lot featuring covered front and rear porches, a private backyard patio, and custom under-house storage with built-in access doors. A street-ready EV-registered golf cart can be negotiated to make your coastal cruising completely effortless! Inside, hardwood flooring, elegant tray ceilings, and plantation shutters set a relaxed coastal tone throughout the open main living area. The kitchen features sleek granite countertops, updated fixtures, and a new refrigerator, leading seamlessly into a bright living space designed for effortless entertaining. Comfort continues in the bedrooms, where all walk-in closets feature upgraded custom shelving. Baths have been thoughtfully updated with a modern vanity, porcelain tile, updated faucets, and a frameless glass shower door in the primary suite. Key structural and mechanical enhancements include updated HVAC, a paver driveway, updated porch stairs and railings, refreshed ceiling fans and lighting, and Kevlar hurricane window covers. Located directly across from the community pool in a quiet 38-home neighborhood, residents enjoy a seasonally heated pool (Thanksgiving, Christmas, and Spring Break) complete with a gas fire pit, outdoor kitchen sink, and and gas grill. Beyond the community, you have incredible convenience with three additional beach access points with parking within 1.5 miles, plus Topsail Hill Preserve State Park within 2 miles for pristine beach access and miles of walking and biking trails. Sold fully furnished--ideal as a primary residence, vacation retreat, or rental investment.

249 Golf Villa Dr, Santa Rosa Beach

600 Russell Blvd, Fort Walton Beach
$1,100,000
4 Beds ⋅ 3 Baths ⋅ 1013475 MLS
Waterfront living at its best on Cinco Bayou! This beautifully maintained 4-bedroom, 2.5-bath home offers a wonderful combination of comfort, convenience, and direct waterfront access in the heart of Fort Walton Beach. The main level features a spacious living room with soaring cathedral ceilings, an adjacent kitchen with plenty of space for everyday living and entertaining, and a private primary suite complete with an ensuite bathroom and walk-in closet. A convenient half bath is also located downstairs. Step outside to the expansive covered back porch that spans the length of the home, creating the perfect place to enjoy peaceful water views, beautiful sunrises, and evening sunsets. Upstairs, you'll find three additional bedrooms, including two generously sized bedrooms, along with a full bathroom. The home has been thoughtfully maintained and features a 2024 roof, newer HVAC system, updated appliances, new insulation, new flooring, a newer lawn pump, fresh interior paint, and more. A detailed list of updates is available in the feature sheet included in the listing documents. For those who love life on the water, this property offers exceptional convenience. Enjoy direct access to Cinco Bayou from your private boathouse and 2 boat lifts, along with ample storage underneath the home for paddle boards, kayaks, and other water toys. An outdoor shower and added paver areas make rinsing off and relaxing after a day on the water easy. (more) Ideally located in Fort Walton Beach, this home is close to local dining, shopping, beaches, and everything this coastal community has to offer. From your own backyard, enjoy boating to Crab Island, Destin, waterfront restaurants, the Santa Rosa Sound, and beyond. Come experience the waterfront lifestyle this Cinco Bayou home has to offer and schedule your private showing today!

600 Russell Blvd, Fort Walton Beach

10 Fairway Dr, Santa Rosa Beach
$1,195,000
4 Beds ⋅ 2 Baths ⋅ 1013460 MLS
If you've been searching for an exceptional coastal estate with room to spread out, a short distance to the beach, no HOA, and a private pool -- you found it. This freshly painted, recently remodeled coastal charmer sits in the exclusive community of Santa Rosa Ridge, just minutes from the beach. A generous 1/2 acre corner lot allows space between neighbors and a room-to-breathe feel that's increasingly hard to find this close to 30A. New interior photos will be added soon showcasing the recent thoughtful remodel of the kitchen and laundry room, and reconfiguration of the fourth bedroom in the main house making the hard work behind you. A detached garage adds flexible bonus space, ideal as a private office, bunk room, or MIL suite. Topped with a brand-new custom-color metal roof installed in May 2026, this home is offered fully-furnished and move-in ready. But the showstopper of this home is the incredible backyard - a true coastal oasis. Imagine fishing in the backyard with a natural, self-sustaining dune pond stocked with bass, bream, and catfish, perfect for a quiet John-boat ride or a morning of fishing off your private dock. A resort-style heated private pool, custom-built fire pit, mature landscaping, and 8 foot privacy fence surrounding the property make this a truly private, coastal retreat, ideal as a primary residence, investment property or second home just minutes to the turquoise water and beaches of 30A. The seller is offering a 3-1 rate buy down incentive that can potentially save the buyer nearly $40,000 and locks in interest rates of 4.875% for the first year; 5.875% in year two and 6.875% in year three. For investors seeking a turnkey short or long-term investment, this property qualifies eligible buyers for DSCR financing. Recent AirDNA reports project short-term rental income potential of $146,800 in projected gross rental income.

10 Fairway Dr, Santa Rosa Beach

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