417 Cobia Ave, Fort Walton Beach, FL 32548

$715,000
4
BD
3
BA
2,665
SqFt

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Sold Price
$715,000
List Price
$749,000
Closing Date
Jul 09, 2026
Days on Market
231
MLS#
989999
Status
CLOSED
Type
Single Family Residential
Subtype
Detached Single Family
Bedrooms
4
Bathrooms
3
Full Bathrooms
3
Living Area
2,665
Lot Size
13,939
Neighborhood
Okaloosa Island

Property Description

Discover coastal living at its finest in this beautifully renovated two-story beach house on Okaloosa Island, situated on a spacious 0.32-acre lot just moments from sugar-white sand and emerald waters. Designed for flexibility, entertainment, and comfort, this home offers a unique blend of upgraded interiors, modern amenities, and resort-style outdoor living. Step inside to an inviting upper level featuring a fully remodeled kitchen with a stylish tile backsplash, gleaming granite countertops, stainless steel appliances, and abundant natural light-perfect for cooking, hosting, and gathering. The open-concept living area flows seamlessly and includes a cozy gas fireplace, creating a warm, coastal-chic atmosphere year-round. Downstairs, a private lock-out apartment provides exceptional versatility. Use it as a guest suite, rental opportunity, or easily integrate it into the main home to create a luxurious full master retreat complete with its own living area and fully equipped kitchenette. Outside, your personal paradise awaits. Enjoy a beautiful new composite 560+ sq ft deck overlooking a sparkling in-ground pool with a 2026 pool pump and a large fenced yard which is ideal for entertaining, sunbathing, or quiet evenings under island skies. The property also includes a 2024 tankless gas water heater, ensuring efficient, endless hot water for the whole household. A new metal roof was completed in 2020, whole house rewire in 2019, and new HVACs in 2020 and 2025. Whether you're seeking a primary residence, vacation home, or high-earning investment property, this expertly renovated Okaloosa Island gem delivers style, space, and exceptional coastal charm-all on an oversized lot rarely found this close to the beach. Call today to secure your piece of paradise!

Additional Information

Acres
0.32
Appliances
Dishwasher, Disposal, Microwave, Refrigerator, LP Gas Water Heater, Water Heater
Style
Beach House
Elementary School
Elliott Point
Exterior Features
Outdoor Grill, Columns
High School
Fort Walton Beach
Interior Features
Beamed Ceilings, Kitchen Island, Pantry, Washer Hookup, Newly Painted
Legal Description
SANTA ROSA ISLAND LOT 144 BLK 4
Lot Features
Level
Middle School
Bruner
Neighborhood
Okaloosa Island
Stories
2
Subdivision
Santa Rosa Island
View
Intracoastal View
Year Built
1972
Zoning
County, Resid Single Family

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Calculator source: Real Geeks

Listing courtesy of Compass. Selling Office: .

Vendor Member Number : 28166